Get Your Money Back

How’s this for good news?

Merchants who accepted Visa or Mastercard from January 1, 2004 until January 25th, 2019 are part of a $5+ billion dollar settlement. However, merchants must take action to participate in this class action and receive compensation.

Brownstone Recovery is here to help.

What Are Mechant Options

Option 1:

Do nothing and do not receive a share of the settlement. Merchants must take action to participate in this class action and receive compensation. No money will be sent to a merchant without taking any action.

Option 2:

Merchants can file their own claim(s) by working with the official settlement administrator. For more information and contact details for no-cost assistance, visit here.

Option 3:

Retain Brownstone Recovery to work on their behalf and help them recover their share of the settlement. Our areas of expertise are interchange fees and class action settlements. We navigate the filing process on behalf of merchants and utilize our in-depth understanding of interchange rules to help determine if their recovery is appropriate and fair. And the best part: Brownstone Recovery fees are only assessed when we recover funds for merchants. This allows merchants to focus more time on what’s really important, their businesses.

What Is This Case All About

  • A court case about unfair business practices related to interchange fees was settled between a group of merchants on one side and Visa/MasterCard/issuing banks on the other side.
  • Interchange is the fee collected by banks every time a merchant accepts payment from a customer using a card. We don’t have to tell you how high the fees have gotten.
  • Finally, merchants cried FOUL – the lack of competition meant steadily rising fees and no alternatives.
  • Both parties agreed to settle for more than $6 billion dollars.
  • Claim Forms have not yet been issued.

Disclaimer: You can file yourself without using a claims recovery service like Brownstone by going to or calling 1-800-625-6440. Claim forms are being delivered and are available online beginning December 1, 2023. Class members need not sign up for a third-party service in order to participate in any monetary relief. No-cost assistance is available from the Class Administrator and Class Counsel during the claims-filing period. Additional information regarding the litigation, is available at